Selvayana: Cost of delaying a SIPEducational estimate, not investment advice. Selvayana is not registered with SEBI as an Investment Adviser or Research Analyst. Figures use the assumptions shown and are not predictions.
Cost of delaying a SIP
See how much smaller your corpus gets if you start the same SIP a few years later.
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Detailed breakdown
How it's calculated
Both cases invest the same monthly amount and end in the same year. Starting later means fewer instalments and, more importantly, less time for compounding.
Common questions
Why is the loss so much bigger than the missed instalments?
The last years of compounding add the most money. Missing the early years cuts off growth on growth, which is why delay is costly.
Last reviewed October 2026 · How we calculate · About Selvayana
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