Goal SIP planner
Work out the monthly SIP you need for a goal like a child's education or a house, after counting what you've already saved for it.
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Detailed breakdown
How it's calculated
The goal cost is inflated to the year you need it. Your existing savings are grown at the expected return, and the SIP covers the remaining gap. Education and healthcare costs often rise faster than general inflation, so 8% to 10% is common for those goals.
Common questions
What if I already have enough?
If your savings are expected to grow past the goal's future cost, the SIP needed shows as zero.
Should I use a separate SIP for each goal?
Keeping goals separate makes it easier to see how much each one needs and when. Use the multi-goal planner to see all goals together.
Last reviewed October 2026 · How we calculate · About Selvayana
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