Selvayana: NSC calculatorEducational estimate, not investment advice. Selvayana is not registered with SEBI as an Investment Adviser or Research Analyst. Figures use the assumptions shown and are not predictions.

Deposits and schemes

NSC calculator

Estimate the maturity value of a National Savings Certificate over its 5-year term.

See it in your full life plan →
Detailed breakdown
How it's calculated

NSC interest compounds yearly and is paid at maturity. Under the old regime, the investment counts for Section 123 (old 80C) and the interest of the first four years is treated as reinvested, so it can also be claimed under 80C.

Common questions

Is NSC interest taxable?

Yes, at your slab. It's usually declared each year as it accrues.

Last reviewed October 2026 · How we calculate · About Selvayana

Related tools

FD calculatorDeposits and schemesRD calculatorDeposits and schemesSukanya Samriddhi calculatorDeposits and schemesSenior Citizen Savings Scheme calculatorDeposits and schemesPost Office MIS calculatorDeposits and schemesSIP calculatorInvesting

See how this fits your whole life.

Your life plan brings every goal, loan and investment together and shows your money year by year.

Build my life planHow to choose an adviser
For awareness only. Not investment advice or a recommendation to buy, sell or hold any security or product. All figures are estimates based on the inputs and assumptions shown; actual results will differ and may be much lower. No return is guaranteed. Investments in securities market are subject to market risks. Read all related documents carefully before investing. Consult a SEBI Registered Investment Adviser before acting. Printed from Selvayana on .