Selvayana: Lumpsum calculatorEducational estimate, not investment advice. Selvayana is not registered with SEBI as an Investment Adviser or Research Analyst. Figures use the assumptions shown and are not predictions.
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Detailed breakdown
Lumpsum calculator: a quick guide
What is a lumpsum investment?
A lumpsum is a single, one-time investment, for example a bonus or the proceeds of a sale, left to grow for a number of years.
How this calculator works it out
Future value = amount × (1 + annual return)years
An example
₹5 lakh invested for 10 years at an assumed 12% a year grows to about ₹15,52,924, of which ₹10,52,924 is estimated growth. At 12% a year, money roughly doubles every 6.1 years.
Good to know
The result assumes the same return every year. Real market returns move around, so the path will be bumpier.
Compare the same money as a monthly SIP using the SIP calculator to see the difference timing makes.
Use the inflation calculator to see what the final amount may be worth in today’s money.
How it's calculated
The amount compounds once a year: value = amount × (1 + return)^years.
Common questions
Lumpsum or SIP, which is better?
A lumpsum puts all your money to work at once, which helps if markets rise. A SIP spreads your purchases over time and reduces the risk of investing everything at a market peak.
Is the return guaranteed?
No. Market-linked investments move up and down. Use this as a planning estimate, not a promise.
For awareness only. Not investment advice or a recommendation to buy, sell or hold any security or product. All figures are estimates based on the inputs and assumptions shown; actual results will differ and may be much lower. No return is guaranteed. Investments in securities market are subject to market risks. Read all related documents carefully before investing. Consult a SEBI Registered Investment Adviser before acting. Printed from Selvayana on .