Multi-goal planner
List every goal, from a car to retirement, and see the monthly SIP each one needs and the total.
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Detailed breakdown
How it's calculated
Each goal's cost is inflated to the year you need it. What you've already saved for that goal is grown at the return you assume, and the monthly SIP covers the gap. Goals 3 years away or less use at most 7%, since money needed soon is often kept in lower-volatility options. The total shows how much you need to invest every month across all goals.
Common questions
What if the total is more than I can invest?
Push lower-priority goals further out, trim their cost, or use a yearly SIP increase so you start smaller and grow the SIP with your income.
Last reviewed October 2026 · How we calculate · About Selvayana
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