Selvayana: Post Office MIS calculatorEducational estimate, not investment advice. Selvayana is not registered with SEBI as an Investment Adviser or Research Analyst. Figures use the assumptions shown and are not predictions.
Post Office MIS calculator
See the monthly income from the Post Office Monthly Income Scheme.
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Detailed breakdown
How it's calculated
POMIS pays simple interest every month for 5 years, after which your principal is returned.
Common questions
Can I withdraw early?
After one year, with a 2% deduction from principal if you close before 3 years, and 1% between 3 and 5 years.
Last reviewed October 2026 · How we calculate · About Selvayana
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