Deposits and schemes

Post Office MIS calculator

See the monthly income from the Post Office Monthly Income Scheme.

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Detailed breakdown
How it's calculated

POMIS pays simple interest every month for 5 years, after which your principal is returned.

Common questions

Can I withdraw early?

After one year, with a 2% deduction from principal if you close before 3 years, and 1% between 3 and 5 years.

Last reviewed October 2026 · How we calculate · About Selvayana

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