Loans and home

Loan comparison calculator

Compare two loan offers side by side, including processing fees, to see which one really costs less.

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Detailed breakdown
How it's calculated

For each loan, total cost is all interest paid over the tenure plus the processing fee. A lower rate with a higher fee can still be cheaper over a long loan.

Common questions

Should I only compare interest rates?

No. Compare the total cost, and also check prepayment terms, whether the rate is linked to the repo rate, and insurance bundled with the loan.

Last reviewed October 2026 · How we calculate · About Selvayana

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