Selvayana: HRA exemption calculatorEducational estimate, not investment advice. Selvayana is not registered with SEBI as an Investment Adviser or Research Analyst. Figures use the assumptions shown and are not predictions.
HRA exemption calculator
Find how much of your house rent allowance is tax-free under the old regime.
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Detailed breakdown
How it's calculated
The exempt part of HRA is the lowest of three amounts: the HRA you actually receive, rent paid minus 10% of basic pay plus DA, and 50% of basic plus DA in a metro city or 40% elsewhere. HRA exemption is available only under the old regime.
Common questions
Do I need my landlord's PAN?
Yes, if your rent is over ₹1 lakh a year you'll need to give your employer the landlord's PAN.
Can I claim HRA under the new regime?
No. Under the new regime all of your HRA is taxable.
Last reviewed October 2026 · How we calculate · About Selvayana
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