Selvayana: How much should I save for my child's education if they're 3?Educational estimate, not investment advice. Selvayana is not registered with SEBI as an Investment Adviser or Research Analyst. Figures use the assumptions shown and are not predictions.
How much should I save for my child's education if they're 3?
To have about ₹1.04 Cr when your child turns 18, a SIP of ₹16,868 a month, rising 5% a year, would get there if your money earned an assumed 12% a year.
For ₹15 lakh today₹10,121/mo
For ₹40 lakh today₹26,989/mo
For ₹1 crore today (abroad)₹67,472/mo
This assumes a course that costs ₹25 lakh in today's money and education costs rising 10% a year. In 15 years, the same course would cost about ₹1.04 Cr. Returns are not guaranteed and can be much lower. Already have some savings for it? Enter them below to see a smaller SIP.
Detailed breakdown
Last reviewed October 2026 · How we calculate · About Selvayana
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